JumpMoney

Your money.
On your device.

Budgets, bills, goals, debts, investments and net worth in one private app for iPhone and iPad. No account. No ads. No tracking. It works fully offline.

Works offlineEvery feature works in airplane mode.
Stays on your deviceNo cloud sync, and no servers of ours.
No accountNo sign-up, no ads, no analytics.
You own your dataBack up, export or erase it any time.

Everything in one place

The tools of a full personal-finance suite, built for iPhone and iPad and kept private.

Transactions

Expenses, income and transfers across all your accounts, with category splits, tags, templates, auto-categorize rules and receipt scanning that runs on the device.

Budgets & goals

Weekly, monthly or yearly budgets with rollover and alerts, a Safe to Spend figure, and savings goals that track your pace.

Bills & subscriptions

Recurring bills, salary and SIPs, reminders with Mark Paid and Skip, a bill calendar, and a 30/60/90-day cash-flow forecast.

Reports

Category breakdowns with drill-down, income vs expense, cash flow, top payees, trends and period comparisons, with PDF and CSV export.

Net worth & debts

Accounts plus the assets and liabilities you add, with a history chart. Loans have EMI schedules, prepayment what-ifs and a snowball vs avalanche planner.

Split with friends

Share bills equally, by amounts, percentages or shares. See group balances and settle up in the fewest payments.

Investments

A portfolio tracker you update by hand, for stocks, funds, ETFs, bonds, deposits, gold, crypto and more. It records dividends, average cost and realised capital gains.

Salary, tax & calculators

Take-home and income-tax estimates for India and 12 more countries, plus 16 calculators from loan EMI and SIP to retirement and inflation.

Private by design

An optional Face ID app lock, Hide Amounts, password-protected backups, CSV/OFX/QIF import and Siri shortcuts, all on the device.

Optional

Live Prices, only if you want them

JumpMoney never goes online unless you turn on Live Prices in Settings. It is off by default. Turn it on to download public exchange rates and gold, silver, platinum, palladium and copper prices.

  • Requests ask only for prices in a currency, such as INR or USD.
  • No account, identifiers or cookies, and none of your financial data, are sent.
  • Leave it off and enter rates yourself. Everything else keeps working.
  • The privacy policy lists the exact services contacted.